SIP Calculator
SIP Calculator is a free online tool by US AI. See how monthly investments grow — maturity value, gains & yearly table. It runs completely in your browser — no signup, no download, works on mobile and desktop.
📖 How to use
- Enter your monthly investment amount, expected annual return %, and investment years — the calculator projects your maturity value with a year-by-year breakdown.
- Open the tool with the button above — it loads instantly.
- Your work stays on your device; nothing is uploaded anywhere.
✨ Why use this tool?
US AI's sip calculator is fast, private and 100% free forever. Bookmark this page and share it with anyone who needs it.
❓ Frequently asked questions
What is a SIP calculator?
A SIP (Systematic Investment Plan) calculator estimates how your fixed monthly investments grow over time with compounding returns — showing maturity value, total invested, and gains.
How is SIP maturity value calculated?
Using monthly compounding: FV = P × [((1+i)^n − 1) / i] × (1+i), where P is monthly investment, i is monthly return rate, and n is total months.
Are SIP returns guaranteed?
No — the figures are estimates. Actual returns depend on market performance. This tool shows projections, not promises.